Platform

Institutional Life maintains a robust and ever-growing life settlement data set spanning more than two decades of independently-derived mortality experience for the advanced age US population. This data underlies our proprietary actuarial tables and risk models to form a precise investment view and identify compelling investment strategies. We are proud of our track-record and therefore continuously refine and back-test our data set to fit a more dynamic investment decision-making process.

Our proprietary CRM coordinates data with high-touch back-office operations to unify business activities across our investment platform. Our technology development and implementation approach emphasizes execution and balances proven processes, workflows and controls with cutting-edge innovation. This system is flexible and constructed using three separate Tier One SaaS providers, features automation and AI capabilities and includes built-in HIPAA and regulatory compliance.

Institutional Life maintains a scalable back-office that proves an operation can be cost-efficient and deliver consistent performance. The back-office operates as an extension of the Nashville based team and is therefore designed to be more reliable and detail-oriented than other similar outfits, able to meet the requirements of most large-scale asset-based portfolios. Not surprisingly, the team is close-knit with low turnover and an average tenure measured in years.

Institutional Life is an active, long-standing participant in both the secondary and tertiary life settlement markets, having underwritten, purchased, and sold tens of thousands of life settlements. While we are most active in the tertiary portfolio market we also own and operate a nationally licensed life settlement provider, offering valuable perspective on new policy pricing and emerging market trends.